TwinSpires Review 2026

Last updated: September 26, 2026

TwinSpires is the online horse racing wagering platform of Churchill Downs Incorporated, the company behind the Kentucky Derby. It lets you bet on Thoroughbred, Harness, and Quarter Horse racing at hundreds of tracks in the US and abroad, with live video, free Brisnet past performances, and a rewards program that pays on every dollar you wager.

In this TwinSpires review, we cover the $200 welcome bonus with promo code BET200, ongoing promotions, the TSC Elite rewards program, where TwinSpires is legal, the app, deposits and withdrawals, and whether the site is legit.

TwinSpires at a Glance

Owner Churchill Downs Incorporated
Welcome bonus Up to $200 in bonus cash
Promo code BET200
Minimum age 18+ in most states (21+ where applicable)
Available in 39 states (see full list below)
Apps iOS and Android
Rewards TSC Elite points on every wager, plus a VIP program
Sportsbook / casino No, horse racing only

Claim the $200 TwinSpires Bonus

TwinSpires Pros and Cons

Pros

  • Owned by Churchill Downs Inc. and the official wagering partner of the Kentucky Derby
  • Free Brisnet Ultimate Past Performances for all players
  • Live streaming and race replays included
  • Quadruple rewards points on Churchill Downs Inc. tracks
  • Wide track coverage, including UK, Irish, Australian, and South African racing

Cons

  • You must wager $800 within 30 days to unlock the full $200 bonus
  • Several deposit methods carry a $5 fee
  • Fewer withdrawal options than deposit options
  • VIP perks require at least $25,000 in annual wagering
  • No sportsbook or online casino

Is TwinSpires Legit?

Yes. TwinSpires is operated by Churchill Downs Incorporated, a publicly traded company that owns Churchill Downs Racetrack, the Kentucky Derby, and several other racetracks and casinos. TwinSpires operates as a licensed advance deposit wagering (ADW) platform, meaning you fund an account and bet on races from home, legally, in the states where it is licensed.

It is one of the largest and longest-running horse racing betting sites in the US. The rewards program it uses has been running at Churchill Downs tracks since 1995, and your account is tied to your verified identity, so withdrawals go only to you. If you want a racebook with a well-known company and a long track record behind it, TwinSpires is about as established as it gets.

TwinSpires Welcome Bonus: $200 with Promo Code BET200

New TwinSpires players can earn up to $200 in bonus cash by entering promo code BET200 when signing up. Here is how it works:

  1. Create a new TwinSpires account and enter BET200 in the offer code field.
  2. Make a deposit.
  3. Wager at least $400 to receive your first $100 in bonus cash.
  4. Wager another $400 (for $800 total) within 30 days of signing up to receive the second $100.

The offer is limited to one per household, and players who have had a TwinSpires account (or an account with a related brand) before are not eligible. Because the bonus is tied to how much you wager rather than how much you deposit, it rewards regular horseplayers more than casual bettors. If you plan to bet only a few big races, you may not reach the full $200 within 30 days.

Claim the $200 TwinSpires Bonus

Ongoing TwinSpires Promotions

Once you are a member, TwinSpires runs a rotating lineup of promotions, usually tied to specific tracks or days of the week. Recent examples include:

  • Odds boosts: extra winnings on Win bets at selected tracks and race days.
  • Pick 4 and Pick 5 insurance: money back when you hit most, but not all, of your legs.
  • Prize pools and leaderboards: contests where top players split cash prizes, often during major race meets.
  • Triple Points Days: bonus TSC Elite points on wagers at Churchill Downs during select race weekends.
  • Big-race specials: event promos around the Kentucky Derby, the Triple Crown races, and the Breeders' Cup.

Most promotions require you to opt in first, so check the promotions page before you bet.

TSC Elite Rewards Program

Every TwinSpires player is automatically enrolled in TSC Elite, the same rewards program used at Churchill Downs Inc. racetracks. You earn:

  • 4 points per $1 wagered on Churchill Downs Inc. tracks, including Churchill Downs, Ellis Park, Fair Grounds, Colonial Downs, Turfway Park, Presque Isle, and harness tracks such as Miami Valley Raceway, Oak Grove, and Ocean Downs.
  • 1 point per $1 wagered at every other track.

Points convert to wagering credits at 1,000 points per $1 and can be redeemed in blocks of 100. There is no cap on how many points you can earn, but points expire 12 months after you earn them, so redeem them regularly.

TSC Elite VIP Tiers

High-volume players can qualify for four VIP levels, which add perks such as free admission to Churchill Downs Inc. tracks, free programs, a 20% discount on Brisnet products, and VIP room access:

VIP Tier Approximate Annual Wagering
Bronze $25,000+
Silver $50,000+
Gold $100,000+
Platinum By invitation (around $250,000+)

VIPs also get monthly bonus points through a multiplier that grows with monthly volume, starting at 1x for $5,000 to $9,999 in wagers and reaching 11x for $250,000 or more.

Track Coverage and Betting Features

TwinSpires covers most major US Thoroughbred tracks, including Churchill Downs, Keeneland, Saratoga, Santa Anita, Gulfstream Park, and Del Mar, along with dozens of smaller circuits and harness and Quarter Horse racing. International options include racing from the UK, Ireland, Australia, and South Africa, although many of those races run at inconvenient hours for US bettors.

Every TwinSpires account includes:

  • Live video streaming and race replays
  • Free Brisnet Ultimate Past Performances and Insider Picks
  • Real-time odds, will-pays, scratches, and track condition updates
  • All standard wager types, from Win/Place/Show to exotics such as exactas, trifectas, superfectas, and multi-race Pick 3 through Pick 6 bets

No subscription is required. You simply fund your account and bet.

Where Is TwinSpires Legal?

You must be at least 18 to bet with TwinSpires in most states, and 21 in some. TwinSpires online horse racing betting is currently available in these states:

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Montana
  • Nebraska
  • New Hampshire
  • New Mexico
  • New York
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

State availability can change, so if your state is not listed, check with TwinSpires customer support. For alternatives, see our guide to the best horse racing betting sites.

Does TwinSpires Still Have a Sportsbook?

No. TwinSpires once offered online sports betting and casino games in several states, but Churchill Downs Inc. shut down the TwinSpires Sportsbook and online casino in 2022 to focus entirely on horse racing. Today, TwinSpires is a racebook only. If you are looking for a sportsbook, see our list of the best online sportsbooks.

TwinSpires App Review

TwinSpires offers mobile apps for iOS and Android, and the full site also works in any desktop or mobile browser at TwinSpires.com. The app includes the same features as the desktop site: betting on every available track, live video, replays, past performances, and account management, including deposits, withdrawals, and promotion opt-ins.

iPhone and iPad users can download the app from the App Store by searching for TwinSpires. Android users can find download instructions on the TwinSpires website.

TwinSpires Deposit and Withdrawal Methods

TwinSpires offers a wide range of deposit options. Free online bank transfers are the cheapest way to fund your account, while most card and e-wallet deposits carry a flat $5 fee.

Deposit Method Fee
ACH Online Banking Free
Credit/Debit Card (Visa, Mastercard) $5
PayPal $5
Venmo $5
Apple Pay $5
Green Dot @ the Register $4.95+ (charged by retailer)
MoneyGram Retailer fee applies
PayNearMe Retailer fee applies
Bank Wire Free over $1,000; $10 under $1,000
On-Site Deposit Free
Check or Money Order Free (personal checks held 5 days)

Withdrawal options are more limited. You can request a withdrawal online, by phone, or in person at participating Churchill Downs Inc. locations, and receive funds by ACH bank transfer, PayPal, or check. TwinSpires processes withdrawal requests within five business days, and you may need to verify your identity first, especially on your first withdrawal.

TwinSpires Customer Service

TwinSpires Player Services can be reached by live chat, phone, and email, and the online help center answers most common questions about deposits, bonuses, rewards points, and account issues. Live chat is usually the fastest way to get help.

Our Verdict

TwinSpires is one of the best-established horse racing betting sites in the US. Churchill Downs ownership, free Brisnet past performances, live video, and a rewards program that pays on every wager make it a strong choice for regular horseplayers, especially if you bet Churchill Downs Inc. tracks, where points are earned four times as fast.

The trade-offs are the $800 wagering requirement to earn the full welcome bonus, $5 fees on several deposit methods, and fewer withdrawal options than some competitors. Casual bettors who only play the Triple Crown may get less out of the bonus, but for anyone who bets races every week, TwinSpires is hard to beat.

Claim the $200 TwinSpires Bonus

TwinSpires FAQ

What is the TwinSpires promo code?

The TwinSpires promo code is BET200. New players who enter it at sign-up earn $100 in bonus cash for every $400 wagered, up to $200 total, within 30 days.

Is TwinSpires legit and safe?

Yes. TwinSpires is owned by Churchill Downs Incorporated, the company behind the Kentucky Derby, and operates as a licensed advance deposit wagering platform in the states where it is available.

What states is TwinSpires legal in?

TwinSpires is available in 39 states, including California, Florida, Illinois, Kentucky, New York, Ohio, and Pennsylvania. See the full list above.

Does TwinSpires have a sportsbook?

No. TwinSpires closed its online sportsbook and casino in 2022 and now offers horse racing betting only.

How long do TwinSpires withdrawals take?

TwinSpires processes withdrawal requests within five business days. How long it takes the money to reach you after that depends on the method; checks sent by mail take the longest.

How much are TSC Elite points worth?

1,000 TSC Elite points equal $1 in wagering credit. You earn 1 point per $1 wagered at most tracks and 4 points per $1 at Churchill Downs Inc. tracks.